About us
Business finance with a map in its head
We help Australian business owners find finance that fits their business and their part of the country.
Who we help
We're here for owners right across the country. Think of a Darwin marine mechanic, a Ballarat builder, a Fremantle café, a Launceston accounting practice or a Toowoomba transport yard. Each of them runs a business that sits inside a particular state's rules, economy and property market, and the right finance depends on all three.
Most finance websites treat Australia as one big postcode. We don't. Payroll tax starts at a different wage bill in every state. Buying a warehouse can cost a hefty stamp duty bill in one state and none in another. A shop in a regional town is valued differently to one in a capital-city strip. Those details change what a business can afford and what a lender will say yes to.
What we do
We match business owners with finance that suits their situation. That means:
- Property-secured business loans — $20,000 to $5,000,000, through first mortgages, second mortgages and caveat loans over residential or commercial property.
- Unsecured, cash-flow and line-of-credit options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements.
- Harder cases — past credit issues and ATO debt are considered case by case.
All lending is for business purposes. Every loan is priced on the business's own circumstances, which is why you won't find a rate on this site.
Why the local guides
Before most owners need finance, they need information: what the payroll tax threshold is in their state, whether a grant round is open, how land tax will treat new premises, who to call about a lease dispute. We write that information up in plain English, check it against the official sources, and keep it current. Start with the interactive state map, your state guide or the tax and grants comparisons.
Our promises
No credit check to enquire
Asking what your business could qualify for leaves your credit file untouched. A credit check only comes up once you choose to go ahead.
No spray-and-pray
Your enquiry isn't auctioned off to a list of lenders. One team looks at it and matches it, so your phone stays quiet.
A real person on your file
Someone who understands your state and region reads your details and calls you. Accurate form answers mean the right option on the first call.
In practice: you can ask what's possible without a credit check. Your enquiry comes to one team — it isn't sold, shared around or auctioned. A real person reads it, calls you and works on your situation. And because we match you properly, we ask that you fill in the form accurately; it's the fastest way to get the right answer first time.
Who we are
Aus Business Loans is operated by Techgen LLC Pty Ltd (ACN 696 942 391), trading as Aus Business Loans. Our office is at Level 19, 10 Eagle Street, Brisbane QLD 4000, and you can call us on 1300 752 188.
Ready when you are: see what your business could qualify for.
See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to enquire
No spray-and-pray
A real person on your file